Previous company name
National Commerce Bancorporation
Name change date

Company Overview
The company, based in the United States, operates as a commercial bank involved in the provision of a range of financial products and services. It is a privately held company formerly known as National Commerce Bancorporation, and its registered business address is located in Memphis, Tennessee.
The bank provides consumer and business banking deposit products and services including personal Internet banking, personal bill pay, business cash management, personal checking accounts, personal savings accounts, business checking accounts, business savings accounts, combined account statements, and pre-authorized transfers. It is also engaged in the provision of lending services such as mortgage loans, construction loans, equipment loans, automobile loans, and motorcycle loans.
Business Summary
Bank Holding & Holding Company
Description and history
National Commerce Financial Corporation, a registered bank holding company headquartered in Memphis, Tennessee, provide banking and other financial services through banking and non-banking subsidiaries. Its primary banking subsidiary is National Bank of Commerce (NBC). NBC is a nationally chartered bank headquartered in Memphis, Tennessee with its operations headquarters in Durham, North Carolina. In North and South Carolina, NBC operates under the name Central Carolina Bank (CCB). NBC offers commercial and retail banking, savings and trust services through 266 CCB offices located in North Carolina and South Carolina and 183 NBC offices located in Tennessee, Mississippi, Arkansas, Georgia, Virginia and West Virginia. In addition, NBC offers trust services through a subsidiary located in Florida. NBC provides a full range of financial products including demand and time deposits; secured and unsecured commercial and consumer loans; safe deposit boxes; trust services for corporations, employee benefit plans and individuals; and certain insurance and securities brokerage services.

In February 2002, NBC acquired 37 former Wachovia and First Union branches from Wachovia Bank, N.A. and First Union National Bank.

In December 2002, NCF acquired BancMortgage Financial Corp. (BancMortgage), an Atlanta-based mortgage originator. BancMortgage is a subsidiary of NBC.

National Commerce Financial operate its non-bank businesses through six wholly owned non-bank subsidiaries: TransPlatinum Service Corp. (TransPlatinum), Commerce Capital Management, Inc., USI Alliance, First Mercantile Trust, First Mercantile Capital Management (First Mercantile Capital), and Senior Housing Crime Prevention Foundation Investment Corporation. TransPlatinum and its two wholly owned subsidiaries provide financial services to the trucking and petroleum industries and bankcard services to merchants. TransPlatinum?s subsidiary Fleet One, LLC, provides fuel cards and related transportation services and subsidiary Prime Financial Services, Inc. is a receivables financing company. Commerce Capital Management, Inc. is an investment advisor registered with the Securities and Exchange Commission (SEC) under the Investment Advisor?s Act of 1940. USI Alliance and Senior Housing Crime Prevention Foundation Investment Corporation are providers of security programs for the long-term care industry. First Mercantile Trust provides processing and other services for retirement plans. First Mercantile Capital provides professional money management services for employee benefit plans.

NBC has 16 wholly owned non-bank subsidiaries, including: National Commerce Bank Services, Inc. (NCBS) a provider of retail banking consulting services to other financial institutions; Salem Trust Company, a provider of institutional trust services in Florida; BancMortgage, a mortgage originator; and NCF Financial Services, Inc., a registered broker/dealer providing retail brokerage services. Additionally, NBC owns 80 percent of NBC Capital Markets Group, Inc. (Capital Markets), a registered broker/dealer providing retail and institutional brokerage services.

Formerly known as National Commerce Bancorporation

Business Line
Operates as a commercial bank involved in the provision of a range of financial products and services


IPO date
Company Address
One Commerce Square

City province or state postal code
38150, MEMPHIS, TN
Phone: 1 (901) 523 34 34
Fax: 1 (800) 975 54 84
Website url: